Aphelion Finance

Secured Business Loan

Lower rates with collateral backing

Get higher loan amounts up to ₹1 Crore. Secure your loan with property collateral for better terms and longer tenure.

Why Choose Our Secured Loan?

Leverage your property for better rates and higher loan amounts with flexible terms

Higher loan amounts up to ₹1 Crore
Longer repayment terms up to 15 years
Asset-backed security
Quick approval in 3-5 days
Flexible collateral options
Competitive processing fees

Lower Interest Rates

Enjoy significantly lower interest rates compared to unsecured loans due to collateral backing.

  • Rates from 9.49%
  • Asset-backed security
  • Reduced risk premium

Higher Loan Amount

Access higher loan amounts up to ₹1 Crore based on your property value and income.

  • Up to ₹1 Crore
  • Property value based
  • Income assessment

Longer Tenure

Enjoy extended repayment periods up to 15 years for lower EMIs and better cash flow.

  • Up to 15 years
  • Lower EMIs
  • Better cash flow

Eligibility Criteria

Age: 21 to 70 years
Minimum monthly income: ₹30,000
Work experience: 2+ years
Credit score: 650+
Valid collateral property
Clear property title
Property valuation required
Income proof mandatory

Required Documents

Identity Proof (Aadhar/PAN/Passport)
Address Proof (Utility bills/Rent agreement)
Income Proof (Salary slips/ITR)
Bank Statements (last 12 months)
Property documents and title deed
Property valuation report
NOC from society/builder
Property tax receipts

What Can You Use This Loan For?

Our secured loans provide flexibility for various financial needs with attractive terms

H

Home purchase

B

Business expansion

D

Debt consolidation

W

Working capital

Ready to Get Your Secured Loan?

Leverage your property for better rates and higher amounts with our secured loan options

Contact: 9321193211 | customercare@aphelionfinance.com